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What we do
God's concern with handling money is highlighted with over 2,500 references in the bible and we share his concerns too.
We are here to help financially and socially disadvantaged people. Our services include an Interest Free Grant Scheme. Household Budgeting online money workshops, advice and access to a UK bank account. Our grant resources are available to low income and struggling families in order for them to take back control of their finances, to tackle their own Poverty Premium and to help them to level their playing field.
We reduce the presence of money problems in peoples lives, shrinking the absorption of worry that robs others of their peace, repairing damaged and strained relationships and improving health issues.
We operate a responsible grant giving policy and people are reviewed on an individual basis and assessed against their willingness and capacity to repay the grant through voluntary donations. Those that are unemployed or with poor credit history will not automatically be excluded.
We are here to help financially and socially disadvantaged people. Our services include an Interest Free Grant Scheme. Household Budgeting online money workshops, advice and access to a UK bank account. Our grant resources are available to low income and struggling families in order for them to take back control of their finances, to tackle their own Poverty Premium and to help them to level their playing field.
We reduce the presence of money problems in peoples lives, shrinking the absorption of worry that robs others of their peace, repairing damaged and strained relationships and improving health issues.
We operate a responsible grant giving policy and people are reviewed on an individual basis and assessed against their willingness and capacity to repay the grant through voluntary donations. Those that are unemployed or with poor credit history will not automatically be excluded.
Interest Free Grants.
Our introductions are pleasant and friendly.
The process:
- Referral
- First Steps To Home Budgeting Workshop
- Budget Planner Completion
- Home visit
- Assessment
- Outcome
1. Referral
Working closely with local agencies, food banks and other charities, we are able to identify those immediately in need, often people experiencing what can be referred to as a "life shock." Be it someone thrown into a crisis when a husband leaves the family home through to an unexpected bill or redundancy, an illness or a benefit mix-up or delay.
2. Budgeting Workshop
The main focus of the e-workshop is deeply practical. Our aim is to empower people to take back control and to give them the tools to make informed choices about how they spend their money, rather than having their circumstances dictate their choices. As such, the workshop aims to help people practically and to provide support if they are in difficulty.
3. Budget Planner
An in-depth Budget Planner has to be completed backed up by the latest monthly bank statement. We set aside time to help you to build your budget. Our income and expenditure ONline Budget Planner and Excel Budget Planner calculate everything for you and makes it easy to make any changes to the budget. We can then begin to see where possible changes and savings can be made.
4. Home visit
We arrange home visit appointments where we get the joy of meeting you personally in your own homes. There is something very powerful when the same person continually visits the same person, it's called a relationship and that relationship is the foundation that we build upon.
We get to discuss what is going on in your lives, your relationship with money, how you feel about the state of your affairs at the present time and what it is that you could hope to achieve through an ongoing relationship with us.
5. Assessment
We are then in a position to see where we can be of help to you and how our resources can be best put to use.
6. Outcome/home visit
We may arrange a home visit with you to discuss the outcome of the assessment of your personal situation and if appropriate and responsible, help you with an Interest Free Repayable Grant.
Working closely with local agencies, food banks and other charities, we are able to identify those immediately in need, often people experiencing what can be referred to as a "life shock." Be it someone thrown into a crisis when a husband leaves the family home through to an unexpected bill or redundancy, an illness or a benefit mix-up or delay.
2. Budgeting Workshop
The main focus of the e-workshop is deeply practical. Our aim is to empower people to take back control and to give them the tools to make informed choices about how they spend their money, rather than having their circumstances dictate their choices. As such, the workshop aims to help people practically and to provide support if they are in difficulty.
3. Budget Planner
An in-depth Budget Planner has to be completed backed up by the latest monthly bank statement. We set aside time to help you to build your budget. Our income and expenditure ONline Budget Planner and Excel Budget Planner calculate everything for you and makes it easy to make any changes to the budget. We can then begin to see where possible changes and savings can be made.
4. Home visit
We arrange home visit appointments where we get the joy of meeting you personally in your own homes. There is something very powerful when the same person continually visits the same person, it's called a relationship and that relationship is the foundation that we build upon.
We get to discuss what is going on in your lives, your relationship with money, how you feel about the state of your affairs at the present time and what it is that you could hope to achieve through an ongoing relationship with us.
5. Assessment
We are then in a position to see where we can be of help to you and how our resources can be best put to use.
6. Outcome/home visit
We may arrange a home visit with you to discuss the outcome of the assessment of your personal situation and if appropriate and responsible, help you with an Interest Free Repayable Grant.
"The rich rules over the poor, and the borrower is slave to the lender" - Proverbs 22:7 NIV
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